
Insurance is one of the most important aspects of owning a car. While you may be the best driver in the world, you’ll almost certainly encounter some less-than-stellar drivers while you’re out on the road.
Insurance not only keeps your vehicle protected; it also safeguards you and your passengers. This is why it’s vital that everybody knows about insurance and how to get the right policy, especially first-time drivers.
Fortunately, if you’re trying to get information about car insurance near me, we’re here to help.
Types of Car Insurance
The first thing to understand is that there are several different types of car insurance. While some are required by law, others are optional. These include:
- Liability insurance. Every driver in New Jersey needs to have liability insurance. This covers accidents in which you are at fault, including those that involve property damage or cause injuries.
- Collision insurance. With collision insurance, you will get money for repairs from an accident that was your fault. If another driver was to blame, his or her insurance should cover your repairs.
- Comprehensive insurance. If something happens to your car not related to a collision – like if a tree fell on it, for example – this would be covered by comprehensive insurance.
- Uninsured/underinsured insurance. Unfortunately, not every driver has insurance. If you get into an accident caused by a person without insurance, you’d be out of luck. The same is true if they don’t have a lot of liability coverage. This is why uninsured/underinsured insurance can be invaluable.
Looking for more information about insurance and what would work best for your situation? Get in touch with our Freehold Chevy dealers today.


